Save in mortar!

Buying a house to let can be an excellent investment in your future. It can provide a second income or act as a savings policy.

With a buy to let mortgage the lender won't always use your annual income to decide if the new mortgage is affordable for you. Instead most lenders will ask for a rental assessment, and your rental income will be used to calculate what you can borrow.

Our knowledge of the rental market in Manchester and Salford means we can help in this process to find a mortgage that specifically suits you, whether this is your first investment property or part of a larger portfolio.

 

I first used Mortgage Design in 2004 for a single buy-to-let mortgage because they were recomended by a friend. I was immediately impressed by their professional, low pressured approach to securing buy-to-let finance. Three years and ten mortgages later I have built an excellent trustworthy relationship of the type that happens only too rarely in the financial sectors of property dealing. Tom and Jon have been instrumental in the growth of my business and have always given me the information to make sound financial decisions quickly and effectively.


David Lomax, Teacher, Salford.